No Interest Loan

Who is eligible?

MTC NILS loans are designed for low-income earners. You’re eligible if you have a Pension or Health Care Card (HCC) and your household income falls within our guidelines.

You must also:

  • live within our NILS region (please call for more information)
  • have the ability to repay the loan (usually between $20 - $30 per fortnight)
  • have lived at your current address for three months or more